Fall has officially begun 🍂. And with the changing season and the start of school, it can feel like September is the start of a new year. With that in mind, it’s time to look over your finances and see if you can make some smarter money moves.

We’ve rounded up a few partners that can help you save and can make sure you’re covered, no matter what comes your way this year.

Protect your loved ones

We get it. Buying life insurance seems like a really big decision, but term life insurance policies are cheaper and easier to qualify for than you think. Check out Bestow.

Life insurance can provide a financial safety net for your partner and children in case anything happens to you, giving them income to meet expenses.

For example, life insurance can help your family pay the bills, deal with outstanding student loans, medical debt, or other everyday expenses. Getting life insurance could be one of the most important financial decisions you make for your family and the ones you love.

Don’t have kids or a spouse? If you have a cosigner on your loans they could be stuck paying off your unpaid debt.

Protect your home and your belongings

Renters insurance allows you to rest easy, knowing your stuff is covered and giving you financial protection in the case of unexpected events. Check out Lemonade for quick and affordable policies.

Renters insurance is one of the most cost-effective ways to protect your belongings. In addition to fire and theft, most policies also cover damage from vandalism, windstorms, lightning, and certain types of water damage.

Here’s something else you may not know: your renter’s policy can also help protect you outside the home. Did your bike get stolen? Renters insurance can cover that. Phone was snatched at the coffee shop? Renters insurance can cover that. Did someone injure themselves on your property? Renters insurance can cover that.

Protect your car

Car insurance is something you have to have if you own a car, but did you know that switching your policy provider could help you save money?

These days, some companies, like Root, are using mobile technology to help you save even more than you would with a traditional insurance company. See how much you could save with Root.